There are five types of bets:

• Player

• Banker

• Tie

• Player and Tie

• Banker and Tie

The objective of the game is to predict whose hand, the Banker's or the Player's, will be closer to the value of nine. You can also bet on the possibility of a tie.

Important:
Malfunctions void all plays and pays.

Payout Schedule

Winning hands in High Limit Baccarat depend on the hand you bet on, and whether that hand wins.

If the hand you bet on wins, the payout is as follows:

Note:

• If the hand that you bet on wins, you are paid double your bet, unless you bet on a tie.

• If you bet on a tie, and win, you are paid eight times your original bet amount, plus your original bet amount.
• If you bet on the Banker's hand, and win, the House charges a 5% commission.
• If you bet on a hand, and the hand loses, you lose your bet.
• If you do not bet on a tie, and the hands tie, your bet is returned to you.
  

Important:
Malfunctions void all plays and pays.

Bet Types

You can place different bet types on the table during a High Limit Baccarat game.

There are five types of bets in High Limit Baccarat. They are:

Playing High Limit Baccarat

When the cards are dealt face down you can look at the cards dealt to you. This is called Peeking. For more information see the Peeking section.

The Player’s cards are always turned over before the Banker’s cards.

To play a game of High Limit Baccarat, do the following:

1. Click the Chip Selector arrow buttons to select the chip size you want to bet.
   
   

2. Select the hand you want to bet on.

• Click the Banker betting area to bet on the Banker's hand.
  

• Click the Player betting area to bet on the Player's hand.
  

• Click the Tie betting area to bet on the possibility of the Banker and the Player's hands being a tie.

3. Click the Deal button. Each hand is dealt either two or three cards.
   
   
4. Click the Flip button. The cards are turned over.
   
   
5. The hands are compared. Any winnings are paid according to the Payout Schedule.

   Note:
   

• If you have a winning hand you are paid according to the Payout Schedule, the win amount is displayed in the Win box.
  

• If you do not have a winning hand, the game is over and you can play again.

Peeking

When your cards are face down you can peek at the cards.

If you are betting on a Tie then you do not get to peek at the cards.

You can peek at a card by dragging your mouse pointer over an edge of the card. The value and suit are removed from the corners. You can determine the value of the card by the amount of pips that are displayed.

After peeking at the cards click the Flip button. The cards are turned over and the game continues.

Note:
For the procedure on how to use the Peeking function, see the How to Peek section.

High Limit Baccarat HandsThe winning hand is the one with a value closest to nine.

The value of a hand is calculated by adding up the total of the cards. The card values are:

If the total of a hand exceeds nine, the value of the hand is the "unit" portion of the total. For more information, see the examples below.

Example:

1. A hand consists of an Eight of Clubs and a Seven of Diamonds. The point values are 8 and 7, so the total of the hand is 8 + 7 = 15. As the "tens" portion of the total is ignored, the value of the hand is five.
   
   
2. A hand consists of a Nine of Spades, a Two of Hearts and a Nine of Diamonds. The point values are 9, 2 and 9, so the total of the hand is 9 + 2 + 9 = 20. As the "tens" portion of the total is ignored, the value of the hand is zero.

Note:
If the hand you bet on wins, you are paid out according to the Payout Schedule.

Game Rules

The rules of High Limit Baccarat are divided into two groups. These are:

General Rules
Third Card Rules
Payout Rules

General Rules

1. The Player’s cards are always turned over before the Banker’s cards.
   
   
2. If you bet on the Banker's hand, and the hand wins, you pay a 5% commission to the House.
   
   
3. King’s, Queen’s, Jack’s and Ten’s have a zero point value.
   
   
4. If the hands tie, and you did not bet on a Tie, your bet is returned to you.
   
   

Third Card Rules

A third card can be dealt depending on the following rules:

1. If the Player or the Banker has a total of an 8 or a 9 they both must stand.

   Note:
   This rule overrides all others.

2. The Banker can get a third card, if the Player stands and the Banker’s total is 5 or less.

3. If the Player’s total is 5 or less, then the Player gets a third card.

4. If the Player gets a third card, use the chart below to determine if the Banker gets a third card

Payout Rules

1. If the hand that you bet on wins, you are paid double your bet, unless you bet on a tie.
   
   
2. If you bet on a tie, and win, you are paid eight times your original bet amount, plus your original bet amount.
   
   
3. If you bet on the Banker's hand, and win, the House charges a 5% commission.
   
   
4. If you bet on a hand, and the hand loses, you lose your bet.
   
   
5. If you do not bet on a tie, and the hands tie, your bet is returned to you.

Terms

Denomination

The denomination of each card is its number from two through ten, or is Jack, Queen, King or Ace.

Suit

Any of the four sets in a deck of cards.

Example:

• Clubs

• Diamonds

• Hearts

• Spades

Pip

A Pip is the spot or mark on the face of a card that indicates the value of the card.

High Limit Baccarat Screen Features

The following diagram shows the features of the High Limit Baccarat screen.

Note:

• Position your mouse pointer over the graphic to identify the screen features.
• To view the description of a feature, click the required area of the graphic.

Game Features

• Play Area
  Displays the table layout.

• History Display
  Displays recent winning hands. All results are color-coded. Red represents the Players winning hands. Yellow represents the Bankers winning hands.
  
  

Game Controls

• Deal and Stop buttons
  The Deal button starts a game of High Limit Baccarat.
  
  The Stop button automatically stops the current AutoPlay session. If the game is in the middle of a hand, the hand is completed and then the session stops.
  
  
  Note:
  This is a dual function button:

• If the Deal button is displayed the AutoPlay feature is currently disabled.
  

• If the Stop button is displayed the AutoPlay feature is currently enabled.
  

• Flip button
  Used to turned over the cards.

• Clear Bets button
  Used to remove all bets from the table.

• Chip Selector buttons
  Used to change the chip size you want to bet.
  
  

Common Controls

• Exit button
  Opens the Casino menu.

• Help button
  Opens the help file for the game you are currently playing.

• Bank button
  Opens the Banking screen.

• Expert button
  Switches to Expert Mode when the game is in Regular Mode.

   

Screen Features

• Credits box
  Displays your current credit balance.

• Bet box
  Displays your total bet amount per hand. This is automatically deducted from your credit balance when you click the Deal button.

• Bet On box
  Displays what hand you bet on – the Banker, Player, Tie, Banker and Tie or Player and Tie.

• Win box
  Displays the credits you were paid for your last win. This is automatically added to your credit balance.

• Casino icon
  Opens the Casino Fly-out menu.

   

Game ModesThe Casino has two game modes you can select. These are Regular Mode, and Expert Mode.

Regular Mode is normal game play mode with no Advanced Features.

Expert Mode offers Advanced Features and Regular Mode game play features.

Note:

• For more information on the Regular Mode see the Regular Mode section.
  
• For more information on the Expert Mode see the Expert Mode section.
  

Expert ModeExpert Mode offers a number of Advanced Features to enhance your gaming experience.

The following Advanced High Limit Baccarat Features are available in Expert Mode:

• Watch a Game

• Clear Table

• AutoPlay

Note:
For more information on how to activate the Expert Mode see the How to Set a Game to Expert Mode section.

Watch a GameEnables you to watch a single game, without placing any bets.

This feature can be used to learn the game or to build the History Display.

Note:
For more information on how to Watch a Game see the How to Watch a Game section.

Clear TableEnables you to clear all bets, cards and history for your current game play session.

The following is cleared:

• All bets placed on the table.

• All cards on the table.

• The results on the History Display.
  

Note:
For more information on how to Clear the Table see the How to Clear the Table section.

AutoPlayEnables you to automatically play a selected number of consecutive hands without having to interact with the software.

Clicking the AutoPlay button opens the AutoPlay Settings dialog box. Options are available to customize your Deal, Strategy and Stop settings.

Deal Settings section

• Number of deals
  Sets the number of deals to play when the Start button is clicked.
  
  
• Number of seconds between deals
  Sets the delay between AutoPlay deals.

Strategy section

• Number of hands to play before switching bets between Player and Banker
  Sets the number of hands played before changing the bet from either Player to Banker or Banker to Player during the AutoPlay session.
  
  
• Number of losing hands before switching bets between Player and Banker
  Sets the number of hands you lose before changing the bet from either Player to Banker or Banker to Player during the AutoPlay session.
  
  
• Do not switch my bets
  Sets not to change your bet from either Player to Banker or Banker to Player during the AutoPlay session.

Stop Settings section

• Stop once all deals are completed
  Stops the AutoPlay session after playing the number of deals selected.
  
  
• Stop if a win exceeds or equals
  Stops the AutoPlay session if the number of credits won exceeds or equals the amount you select from the drop-down box.
  
  
• Stop on Player Win
  Stops the AutoPlay session if the Player hand wins.
  
  
• Stop on Banker Win
  Stops the AutoPlay session if the Banker hand wins.
  
  
• Stop on Tie
  Stops the AutoPlay session if there is a tie between the Player and the Banker.
  
  
• Stop on any payout
  Stops the AutoPlay session if there is a win on a hand.
  
  
• Stop if credits increase by
  Stops the AutoPlay session if the number of credits increases by the amount you select from the drop-down box.
  
  
• Stiop if credits decrease by
  Stops the AutoPlay session if the number of credits decreases by the amount you select from the drop-down box.

Important:

• Clicking the Start button starts the AutoPlay session.
  
• AutoPlay will play with the last bet value. Set your required bet amount before you start the AutoPlay session.

Note:
For more information on how to use the AutoPlay dialog box, see the How To Configure the AutoPlay Settings section.

Regular ModeRegular Mode is normal game play mode. There are no Advanced Features available in this mode.

Note:
For more information on how to activate the Regular Mode see the How to Set a Game to Regular Mode section.

How To...Select a Chip SizeTo select a chip size, do the following:

1. Click the left arrow of the Chip Selector to decrease the chip size.

2. Click the right arrow of the Chip Selector to increase the chip size.

To place a bet, do the following:

1. Select the chip size you want to bet with. For more information, see the section Select a Chip Size.

2. Position the mouse pointer over the bet position that you want to bet on.

3. Click the betting circle on the play area to place the amount you want to bet.
   
   

   Note:
   For information on how to increase a bet, see the section Increase a Bet. For information on how to reduce or remove a bet, see the section Reduce or Remove a Bet.

To increase a bet, do the following:

1. Position the mouse pointer over the chip pile that you want to increase. The number is highlighted.

2. Click the number. The chip pile increases.

To reduce or remove the number of chips bet, do the following:

1. Position the mouse pointer over the chip pile that you want to reduce or remove. The number is highlighted.

2. Hold down the shift key on your keyboard.

3. Click the number. The chip pile decreases.

To set a game to Expert Mode, do the following:

1. Click the Expert button. The Expert Mode game buttons are displayed.

For more information on Expert Mode see the Expert Mode section.

Note:
This is a dual function button:

• If the Expert button is displayed, Regular Mode is enabled.
  
• If the Regular button is displayed, Expert Mode is enabled.
  

To set a game to Regular Mode, do the following:

1. Click the Regular button. The Regular Mode game buttons are displayed.

For more information on Regular Mode see the Regular Mode section.

Note:
This is a dual function button:

• If the Expert button is displayed, Regular Mode is enabled.
  

• If the Regular button is displayed, Expert Mode is enabled.

PeekTo peek at your cards, do the following:

1. Once the cards are dealt, click and hold your left mouse button and drag it across the card.

2. The value and suit are removed from the corners. You can determine the value of the card by the amount of pips that are displayed.

Note:
For more information on the Peeking function see the Peeking section.

Clear BetsTo clear all the bets from the table, do the following:

1. Click the Clear Bets button. All current bets are removed from the table.

Clear the TableTo clear all bets and cards from the table, and reset the History Display, do the following:

1. Set the game to Expert mode.
   
   
2. Click the Clear Table button. All bets, cards, history information are cleared from the table.

Note:
For more information on the Clear Table features see the Clear Table section.

Watch a GameTo watch a game, do the following:

1. Set the game to Expert mode.

2. Click the Watch Game button and watch a game.

Note:
For more information on the Watch a Game feature see the Watch a Game section.

Configure the AutoPlay SettingsTo configure the AutoPlay settings, do the following:

1. Set the game to Expert Mode.

2. Click the AutoPlay button. The AutoPlay Settings dialog box is displayed.

3. Choose the required Deal, Strategy and Stop settings.

   Note:
   

• Click the Save and Close button to save your settings. The AutoPlay dialog box is closed.
  

• The Cancel button closes the AutoPlay dialog box and discards any changes.

4. Click the Start button to start the AutoPlay session.

   Note:
   Click the Stop button to stop the AutoPlay session. Once the AutoPlay Session is enabled, the Spin button changes to a Stop button. If the game is in mid spin, the spin is completed before the session stops.

Note:
For more information on AutoPlay settings see the AutoPlay section.

Exit a Game

To exit a game, do the following:

1. Click the Exit button. The Casino menu is displayed.

2. Select another game to play, or exit the Casino.